# Tuition fees for Bachelor programmes - Savonia AMK

> The legislation concerning tuition fees came into effect on 1 January 2016. According to the legislation, Universities of Applied Sciences are obliged to charge tuition fees for those students who are not citizens of countries of the European Union (EU) or the European Economic Area (EEA) and starting their degree studies 1 August 2017 and onwards.

## General Tuition Fee Information
The tuition fee is charged for each academic year and must be paid by the set date. Failure to pay results in the inability to enroll for the academic year and the loss of the study place. Deadlines cannot be extended, and first-year fees must be paid in full (no installments).

*   **Standard Fee:** 9700 euros per academic year for students starting after 1 January 2025.
*   **Early Bird Fee:** 7760 euros for the 1st academic year.
    *   Eligibility: Confirm study place within 7 days of acceptance and pay the full amount within 14 days of acceptance.

## Payment Deadlines (Full Fee)
For students paying the 9700 euro fee for the 1st academic year:
*   **Accepted in March, April, or May:** Deadline is 31 July 2025.
*   **Accepted in June, July, or August:** Deadline is 26 August 2025.

## Payment Methods
Savonia UAS partners with **Flywire** for international payments. Students can pay via bank transfer, credit card, or e-wallets.
1. Select the correct payment link (Early Bird or Full Fee).
2. Select country/region.
3. Select payment method.
4. Provide payer details.
5. Enter student details (name, DOB, email, study programme).
6. Review and confirm.
7. Make payment and track via Flywire.

If Flywire cannot be used, students must fill out a form to request bank transfer details.

## Application-Specific Policies
*   **Direct Application:** 1st-year fee is 7760 euros, payable within 14 days of admission.
*   **Separate Application:** 1st-year fee is 7760 euros. If studies start in the spring semester, the fee is 3880 euros. Payable within 14 days of admission.

## Scholarships (2nd Year and Onwards)
Savonia UAS does not grant scholarships for the 1st academic year. For subsequent years, scholarships are based on study success and Finnish language skills:
*   **20% Scholarship:** Complete at least 60 credits during the previous academic year.
*   **Additional 10% Scholarship:** Based on Finnish language proficiency levels (A2.1 for 2nd year, B1.1 for 3rd year, B1.2 for 4th year).
*   **Maximum Scholarship:** 30% of the tuition fee.
*   **Statutory Study Time:** Scholarships are only granted for the statutory duration (3.5 years for 210-credit degrees; 4 years for 240-credit degrees).

### Scholarship for Ukrainian Students
Ukrainian degree students are granted a full scholarship based on humanitarian reasons and do not need to pay tuition fees, provided they present a valid passport or ID indicating Ukrainian citizenship.

## Exemptions
Tuition fees are not charged for:
*   EU/EEA citizens.
*   Holders of a European Union Blue Card in Finland.
*   Holders of a permanent residence permit (type P).
*   Holders of a continuous residence permit (type A) for purposes other than studies.
*   Persons under temporary protection in Finland.
*   Holders of a long-term resident’s EU residence permit (type P-EU).
*   Holders of an EU Family Member’s Residence Card.

*Note: Residence permits granted originally for the purpose of studying do not qualify for exemption, even if later changed to type A.*

## Refund Policy
For students starting after 1 January 2026, a 15% administrative fee is deducted from all refunds.
*   **Negative Residence Permit:** Refunded if the decision is received by 31 July (before studies start) or by 31 December (during the first year, with specific conditions).
*   **Non-registration:** Refunded if the student does not register as present or absent by 31 August.
*   **Resignation/Graduation:** Refunded for the coming semester if the student resigns or graduates before that semester begins.
*   **No Refunds:** Fees are not refunded if a negative residence permit is received after 1 January, if a student resigns during an ongoing semester, or if enrollment status changes to absent.

## Living Expenses and Additional Costs
*   **Proof of Funds:** International students must prove they have 9,600 EUR per year for residence permit applications.
*   **Living Costs:** Estimated at 900–1200 EUR per month.
*   **Other Costs:** Students are responsible for books, educational materials, a personal laptop, insurance, and travel/living expenses.

## Contact Information
**Admission Services**
*   Email: admissions@savonia.fi
*   Address: P.O. Box 6 (Microkatu 1), FI-70201 KUOPIO, FINLAND